???? ??????? ???? ??? ?? ??????? ???????? ???? ????? ?????? ????? ???? ???, ?????? ??,??? ???? ??????? ??? ???? ??? ??? ???????? ???????? ???% ????? ??????? ???? ???!???????? ???????? ????? ??? ?????? ???? ????? ???? “????? ??? ????”?- ???? ??? ???? ???. ???? ???? ?? ?? ??? ? ?? ?????.?????????????? —— ?????????????????Loyalty schemes fluct